CONSTRUCTION LOAN ORIGINATOR - MISSOULA

New Today

Job details Proactively solicits new residential mortgage business and cross sells additional credit union products. Identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage and construction lending opportunities. These networks may consist of Real Estate Agents, Builders, Title Companies, professional and personal contacts. Participates in business-related development opportunities and community efforts in order to help the credit union to achieve established goals. ... Responsibilities: - Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine member financing objectives, advise members of product/pricing, and gather any additional required information. - Develop and maintain successful referral sources. - Actively participate in community functions and credit union-sponsored events to promote the credit unions objectives. - Provide complete loan applications to fulfillment center. - Ensure exceptional member service by overseeing the loan process from origination to closing and conduct ongoing communication with members. - Interview prospective borrowers regarding residential construction loans and provide prospective borrowers with available lending options available based on information collected. - Achieve production goals as established by the Credit Union. - Communicate ongoing loan activity with VP / Mortgage Loan Manager and management as requested for accurate analysis of loans in progress. - Maintain current and thorough knowledge of lending programs, policies, procedures and regulatory requirements. - Manage a portfolio of mortgage loans, including delinquencies, renewals, refinances, modifications, and cross-sale opportunities.
Working hours: 8:00 AM - 5:00 PM
Skills: - Experience in processing residential construction loans preferred. - Experience with mortgage loan origination system such as MortgageBot, Ellie Mae, or FICS preferred. - Associate degree in business or finance preferred.
Education: Associate
Experience: 4-7 years
Qualifications: - Meet National Mortgage Licensing System requirements. - High school diploma or equivalent. - Three to five years of experience in real estate lending required.
Location:
Missoula