Discover what’s possible with Evergreen.

We're looking to add people who feel the same way we do about our customers, our associates, and the work we do. In return, you'll be part of a growing, contemporary company that rewards creative thinking and believes in helping you get to where you want to be. You'll also enjoy a comprehensive benefits package and an attractive 401K plan to help you grow along with us! This position ensures that residential real estate construction and rehab/renovation loans are completed in a timely manner. This role coordinates the construction to perm loan process within EHL and agency guidelines with all applicable parties.

Essential Duties and Responsibilities: Track numerus construction loans that are nearing completion.

When construction is nearing completion, work with loan officer and processor regarding the need for updating the file. Determine if this is a preferred loan or not, FNMA or Freddie Mac,

Purchase or refinance. Depending on the State the property is located in, identify any special requirements for that State, for example: California required a Notice of Completion and has special Notary acknowledgements.

Monitor expiration dates for appraisals to make sure they are no older than 12 months at recording. Instruct processor to obtain new appraisal as needed.

Monitor the lock expiration on construction loans to make sure they are modified in a timely manner.

Work with processor, LO and underwriter to make sure all prior to purchase underwriting conditions are being cleared and clear all remaining construction condition.

Review 442. Determine if a recertification of value is required and has been done. Review final Job Progress Report.

Coordinate with borrower, accounting, loan servicing and draw specialist for final disbursements and set up of reserves while ensuring that borrower is current on property taxes and insurance.

Assist loan officer and secondary by providing final terms for locking the float down.

Prepare modification agreements and escrow waiver or Initial Escrow Account Disclosure and contact customers to explain the modification process and make arrangements for them to sign the papers.

Determine if modification can be e-recorded or work with title company in the county that the property is located to record the modification.

Constantly monitor that all documentation is still within timelines and nothing has expired, or contact processors, loan officers and underwriting for new requirements.

Provide timely communication with all applicable departments when loan has modified.

Make sure the process is as seamless as possible while providing the “WOW” factor to our customer, loan officer and all internal personnel.

Work with Borrower and their representatives to resolved construction deficiencies or defects in the documentation.

Help create written processes and change written processes as needed.

Be able to accurately convey the final construction process to all parties involved and obtain all required documentation within the designated time frame.

Other duties as assigned. Performance Expectations: Perform all actions in accordance with the Mission, Vision, and Convictions of EHL.

Provide a “WOW” experience and effectively communicate with associates, clients, partners, and vendors via phone, written communication and/or in person.

Seek Feedback: Host regular and timely communication with associates and Manager.

Be willing to assume additional responsibilities/duties/projects as they arise.

Have strong organization skills, the ability to learn quickly, and accuracy/timeliness in completing tasks.

Perform all actions in accordance with policies and procedures of the company.

Expected to meet productivity guidelines of the position.

Effectively use software specific for the position and Microsoft office products.

Work well with other members of the EHL team and be willing to fill in when needed. Specific Skills/ Knowledge/ Abilities Required for Position: Minimum of 2 years’ experience in real estate and real estate lending, mortgage and construction lending experience, required.

2-3 years Construction lending experience, required.

Processing and loan administration experience preferred.

Proficient in computer skills and familiarity with complex Excel formulas.

Exercise good judgment and strong character, motivated, hard working.

Ability to work well with fellow associates, clients and vendors.

Good communication skills. Neat, clean, healthy work habits. Physical Requirements: Requires all forms of dexterity and mobility throughout the shift, which may include extended periods of sitting and/or standing. Occasionally required to reach with hands and arms, twist, climb or balance, stoop, kneel crouch or crawl.

Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus.

Must be able to speak and hear, lift and carry up to twenty-five pounds (25 lbs.) or occasionally more.

Ability to work in a fast-paced, occasionally noisy environment.

May be required to drive for business purposes and if so, must hold a driver’s license in good standing and maintain personal auto insurance in compliance with EHL’s Auto Insurance policy. Compensation: The base hourly range for this position is $28.00 - $42.00 per hour, depending on a number of factors including location and experience. Benefits and Perks:

Eligible associates (and their families) have the option to enroll in medical, dental, and/or vision coverage of which both the associate and the company contribute towards expenses. Basic Life/AD&D insurance for eligible associates as well as a Short-term Disability benefit are provided by Evergreen. Additional Voluntary Life/AD&D, Long-term Disability benefits and Legal/ID protection plans paid for by the associate are also available. Associates are automatically enrolled in Evergreen’s 401(k) plan. Personal Time Off (PTO) of up to 13.34 hours may be earned monthly and associates may enjoy 9 paid holidays each year. Paid voluntary day of work, company matching on charitable donations and mortgage loan benefit.