Job Details

Description

At State Bank of Southern Utah, our core values define who we aspire to be each and every day. These values hold us accountable to each other and help us be the best version of ourselves. We look for candidates who find connection with our core values:

Make a Difference : We are actively engaged. We genuinely care. We are knowledgeable and find solutions.

Relationships Matter : We are committed to each other and our customers. We seek to understand, connect, and collaborate.

Live with Integrity : We are trusted to do the right thing. We take responsibility for our individual roles and actions.

Love What We Do : We are passionate and show up with enthusiasm. We are driven and continually look to improve.

Share Positivity : We lift each other. We interact with a positive and optimistic attitude.

Apply at State Bank of Southern Utah and be part of a team that lives by these values every day!

The Construction Loan Assistant will assist and support Construction Loan Officers and loan processors in the construction lending documentation process.Manage, update and correct data related to construction loan applications.Work with loan processors to review borrower files and perform various support and administrative tasks.Respond to borrower inquiries and assist in verifying borrower information. Process construction draw requests and checks, credit references, verify loan and deposit balances, maintain tickler files and adhere to all banking regulations.This position will also answer phones, maintain files, and process payments/advances. This position is in-office only, not remote work.

Essential Duties And Responsibilities

Process construction loan draw requests and draw checks

Complete due diligence and paperwork on loan applications, contracts and renewals.

Return phone calls and answer questions, including about the status of loans. Greet customers.

Facilitate contract signings and closings, complying with all applicable laws.

Assist loan officers and collections with creating, collecting, and processing paperwork.

Run, review and track documents including credit, Flood, hazard insurance, OFAC, vehicle titles, UCC filings, financial statements, and other reports as needed

Order Appraisals and environmental reports

Maintain credit and collateral files, scan and file documents

Process environmental reviews and title fees

Prepare loans to be sent to the Loan Processing for boarding

Process requests for loan advances, prepares GL tickets on loan payments, advances, and loans fees.

Prepare correspondence as requested to customers or outside agencies

Maintain active status for Notary Public

Prepare fund request documents for wiring funds to closing

Do maintenance on loans in Horizon

Remain current on government regulations related to lending and internal policies, follow all bank regulations, procedures and processes.

Performs all other duties as assigned Minimum Qualifications

High School Diploma

Must pass a credit & background check

Must be at least 18 years of age Preferred Qualifications

At least 1 year of experience in a lending environment

Experience with escrow, title processes, and loan documentation

Familiarity with bank lending policies and regulations

Some basic knowledge of credit analysis and financial statements

Associates degree or equivalent experience Skills

Ability to use software and systems to complete day to day tasks

Professional in appearance, verbal and written communication

Good decision making and judgement

Ability to handle and protect confidential information

Ability wo work independently and collaborate effectively as a team member

Ability to comprehend and interpret bank policies and procedures

Well-developed and proven organizational skills with ability to utilize time efficiently

Excellent customer service and problem resolution skills Full-time employees will be eligible to participate in the following benefits and programs: Medical Insurance & HSA

Dental & Vision Insurance

Basic Life, AD&D and Long-term disability insurance

Supplemental life and AD&D options available

401K with employer match

Annual Incentive Program

Paid Time Off (PTO) accrual every pay period

Up to 12 paid holidays per year

Childcare reimbursement program

Employee recognition program

Monthly wellness activities Qualifications

Skills

Behaviors

: Motivations

: Education

Experience

Licenses & Certifications

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.