LendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL with additional offices in Charlotte, NC and Great Neck, NY. LendingOne made the Inc. 500 list of the fastest-growing private companies in America in 2019. Along with being rated one of the Top Workplaces in 2025 - for the fourth consecutive year - by Sun Sentinel!

We specialize in providing business-purpose mortgage loans for non-owner-occupied investment properties. We offer fix/flip bridge loans and long-term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently. LendingOne and its affiliates have extensive real estate experience and have provided over $6 Billion in real estate capital.

We are seeking an experienced and entrepreneurial Construction Risk Manager to lead and expand our Build-to-Rent (BTR) investment analysis platform. This is a true player/coach role, ideal for a hands-on leader who thrives in a high-growth, performance-driven environment.

You will be responsible for end-to-end underwriting execution from day one, while also developing the frameworks, models, and team that will drive the platform’s long-term scalability. The ideal candidate brings a strong foundation in residential development finance, deep knowledge of BTR and SFR product types, and a track record of disciplined, high-quality execution.

Requirements

Qualifications:

The following qualifications and responsibilities serve as a position overview and are not exhaustive. Employees are expected to be team players and may take on additional tasks as needed.

• Lead underwriting for all new BTR originations, including construction loans, bridge financings, and structured equity opportunities.
• Manage deals through the entire lending cycle, from origination to draw administration and post-close asset performance.
• Build and institutionalize underwriting models, credit templates, and risk rating systems.
• Collaborate with originators, capital partners, and the investment committee to structure and present investment opportunities.
• Conduct detailed sponsor due diligence, submarket analysis, rent comp studies, and project cost reviews.
• Prepare and deliver comprehensive investment memos and coordinate internal approvals.
• Maintain and prioritize the underwriting pipeline across active and prospective deals.
• Support construction and budget risk assessments, including draw schedules, contingency planning, and hard/soft cost reconciliation.
• Track actual project performance against underwritten assumptions in partnership with asset management.
• Recruit, train, and mentor junior underwriting staff as the team grows.
• Partner with operations and technology teams to optimize systems and workflows.

Responsibilities:

• 7–12 years of real estate underwriting or development finance experience, ideally with exposure to both construction lending and equity structures.
• Strong knowledge of BTR and SFR asset classes, including lease-up and disposition dynamics.
• Proven ability to lead underwriting for ground-up development, including budget validation and draw structuring.
• Advanced Excel modeling skills; Argus and other valuation tools a plus.
• Experience presenting to and managing expectations of investment and credit committees.
• Demonstrated ability to operate independently in a dynamic, fast-paced environment.
• Excellent communication, problem-solving, and stakeholder management skills.
• Bachelor’s degree in finance, real estate, or a related field required; MBA, CFA, or CCIM preferred.

Benefits

Why LendingOne:

• Diverse and inclusive workplace, with a supportive and friendly team
• Company awards, recognitions, and community involvement opportunities
• Comprehensive benefits package: medical, dental, vision, short and long-term disability, flexible spending accounts, generous 401(k) match, and more!
• 10 Company-paid holidays, and Paid-time Off
• Work-From-Home Fridays!
• Regular company-sponsored lunches, team-building and social events, and company swag to promote engagement and connection
• We believe in promoting from within
• Dedicated Learning & Development Team: comprehensive technical training, career paths, and education reimbursement opportunities!

LendingOne is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.